Traditional health insurance may not cover all the costs. The American Cancer Society estimates that 65% of the cost of cancer treatment is not covered by traditional health insurance. *

While many people feel secure knowing they have health insurance, the financial and emotional impact of an unexpected critical illness diagnosis may go well beyond the cost of their co-pays and deductibles.

When individuals and families are unaware of the magnitude of this possibility, they might be unprepared to handle the financial implications.

In fact, 62% of all bankruptcies filed in the United States are a direct result of overwhelming medical expenses. Worse yet, 79% of those who filed for bankruptcy protection had medical insurance in place when they were diagnosed and treated. **

While there’s much speculation about what health care reform may or may not deliver, it is generally agreed that critical illness insurance will continue to be an important strategy to help protect a family’s future financial stability. 

Start planning now. While no one can predict the future you can take steps today to better prepare for tomorrow.

Give us a call and ask for popular new educational guide on “How to Survive Critical Illness Financially” and let us help you enhance your health care planning strategy today.

*Note: American Cancer Society Website, 2012 http://www.cancer.org  (If you cannot access this report online, contact us at for a copy of this information.)

**Note:  Himmelstein, David U. et. al. “Medical Bankruptcy in the United States, 2007: Results of a National Study Clinical Research Study”. Harvard U. n.d. Web.16 Mar. 2011